Every Fraud Started with a Document Someone Did Not Read

A notarised POA is not a registered POA. Learn the registrar checks that separate a valid authority from a forged one.

Key insights into Section 63 of Tenancy Act, Non-Agricultural (NA) conversion permissions, and title verification for farm plots.

A comprehensive guide covering 7/12 extracts, Index-II, Title Search Reports, RERA Registration, and Encumbrance Certificates.

Sellers exploit the gap between banakhat and registration. Here is the timeline discipline that closes that window.

RERA fixed the definition, but brochures still blur it. Measure the flat yourself with this checklist.

A registered sale deed is not always a genuine one. Learn the forensic checks that expose forged registry documents.

The 7/12 is the single most important land document in Gujarat. Learn what each field means and what to verify.

The 8A is the city cousin of the 7/12. It records every ownership transfer for non-agricultural land — read it before you buy.

Registering the sale deed is only half the job. Without mutation, your name never enters the government land records — and your title stays vulnerable.

Index 2 is the chronological register of every registered transaction on a property. It is the single document that reveals double sales, secret mortgages, and cancelled deeds.

The Mother Deed is the root of all title — the earliest registered deed from which every later transfer descends. Pair it with the Encumbrance Certificate to prove the property is free of charges.

The Gujarat Development Control Regulations (GDCR 2017) govern every aspect of what can be built in Gujarat. Non-compliance results in sealing, demolition, or refusal of Occupancy Certificate — all of which affect your investment.

Stamp duty, registration fees, GST on under-construction flats, TDS on property above ₹50 lakh, capital gains on future sale, and property tax — understanding these before purchase prevents unpleasant surprises.

Banks and HFCs finance up to 90% for loans below ₹30 lakh, 80% up to ₹75 lakh, and 75% above ₹75 lakh. Know the title due diligence banks do — and the titles they refuse.

Registration is not the end. Mutation, property tax transfer, society membership, and utility name changes must follow — or your ownership stays incomplete on paper.

Title insurance, structural insurance, and content insurance each cover different risks. A flat without OC cannot be insured — making OC verification critical before purchase.

From RERA complaints to civil suits for specific performance, the legal remedies available depend on the nature of the dispute and the stage of the transaction.

Before paying any token amount, demand these documents from the seller. Missing even one can mean the difference between a safe purchase and a lifelong dispute.